{"id":58,"date":"2015-11-05T17:38:01","date_gmt":"2015-11-05T17:38:01","guid":{"rendered":"http:\/\/english2016-m.elderplan.org\/?page_id=58"},"modified":"2025-10-21T12:33:06","modified_gmt":"2025-10-21T16:33:06","slug":"medicare-advantage-plan-options","status":"publish","type":"page","link":"https:\/\/elderplan0.wpengine.com\/zh\/medicare-advantage-plan-options\/","title":{"rendered":"Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u9078\u64c7"},"content":{"rendered":"<section class=\"wpb-content-wrapper\">\n<div class=\"wp-block-columns padding-interior is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 33%\"><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading\" id=\"h-\u6211\u5011\u7684-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u53ef\u5e6b\u52a9\u60a8\u4fdd\u6301\u5065\u5eb7-\u7a4d\u6975\u6027\u548c\u53c3\u8207\u5ea6\">\u6211\u5011\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u53ef\u5e6b\u52a9\u60a8\u4fdd\u6301\u5065\u5eb7\u3001\u7a4d\u6975\u6027\u548c\u53c3\u8207\u5ea6\u3002<\/h2>\n\n\n\n<p>\u900f\u904e\u6211\u5011\u7684\u5065\u5eb7\u8a08\u5283\uff0c\u60a8\u53ef\u4ee5\u7372\u5f97\u6bd4 Original Medicare \u66f4\u591a\u7684\u798f\u5229\u3002 \u7121\u8ad6\u60a8\u5373\u5c07\u5e74\u6eff 65 \u6b72\u9084\u662f\u60f3\u8981\u6539\u8b8a\u8a08\u5283\uff0c\u8acb\u653e\u5fc3\uff0cElderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u90fd\u6703\u70ba\u60a8\u63d0\u4f9b\u51fa\u8272\u7684\u8a08\u5283\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u7684\u5718\u968a\u81f4\u529b\u65bc\u5e6b\u52a9\u60a8\u627e\u5230\u6b63\u78ba\u7684\u8a08\u5283\u3002 \u6211\u5011\u5728\u9019\u88e1\u6307\u5c0e\u60a8\u5b8c\u6210\u8a3b\u518a\u904e\u7a0b\uff0c\u4e00\u65e6\u60a8\u6210\u70ba\u6703\u54e1\uff0c\u6211\u5011\u5c31\u6703\u70ba\u60a8\u548c\u60a8\u7684\u91ab\u7642\u4fdd\u5065\u9700\u6c42\u63d0\u4f9b\u652f\u63f4\u3002<\/p>\n\n\n\n<p>\u8acb\u67e5\u770b\u6211\u5011\u7684\u4e00\u7cfb\u5217\u5065\u5eb7\u8a08\u5283\u3002 \u60a8\u5c07\u77ad\u89e3\u70ba\u4ec0\u9ebc Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u662f\u7d10\u7d04\u4eba\u60f3\u8981\u77ad\u89e3\u66f4\u591a\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u3002<\/p>\n\n\n\n<p><strong>\u8acb\u53c3\u95b1\u4ee5\u4e0b\u8a08\u5283\u9078\u9805\uff1a<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\"><a href=\"#medicare-advantage-plans-2026\">Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283<\/a><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u9577\u671f\u8b77\u7406\u8a08\u5283\"><a href=\"#long-term-care-plans-2026\">\u9577\u671f\u8b77\u7406\u8a08\u5283<\/a><\/h4>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fm=pjpg\" alt=\"Browse Plans\" class=\"wp-image-14394 size-full\" srcset=\"https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fit=scale&amp;fm=pjpg&amp;h=384&amp;w=768 768w, https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fm=pjpg 800w, https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fm=pjpg 1280w, https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fit=scale&amp;fm=pjpg&amp;h=768&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2021\/10\/ExplorePlans_800x400.jpg?fit=scale&amp;fm=pjpg&amp;h=1024&amp;w=2048 2048w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n<div >\n        <div class=\"padding-interior plethoraplugins-tabs-container plethoraplugins-tabs-container--horizontal plethoraplugins-theme__minimal plethoraplugins-theme__basic \" \n\t\t\tdata-pds-tabs--layout=\"horizontal\"  \n\t\t\tdata-pds-tabs--theme=\"basic\"  \n\t\t\tdata-pds-tabs--mobile-breakpoint-forced=\"\"\n\t\t\t data-pds-tabs--responsive=\"accordion\" \n\t\t\t\t\t data-pds-tabs--responsive-accordion-collapsed-initially=\"false\" data-pds-tabs--accordion-icon-type=\"\" data-pds-tabs--accordion-icon=\"true\"  data-pds-tabs--accordion-icon-size=\"\"  data-pds-tabs--accordion-heading-level=\"h3\" data-pds-tabs--accordion-auto-close=\"true\" >\n            <div class=\"plethoraplugins-tabs\"  >\n              <ul><li>\n                        <a \n                                href=\"#2026\"\n                                class=\" active\" \n                            >\n                            <span>2026<\/span>\n                        <\/a>\n                    <\/li><li>\n                        <a \n                                href=\"#2025\"\n                                class=\"\" \n                            >\n                            <span>2025<\/span>\n                        <\/a>\n                    <\/li><\/ul>\n            <\/div>\n            <div class=\"plethoraplugins-tabs--content\" >\n                \n<div class=\"\"  data-pds-tabs--accordion-initially-open=\"false\" >\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-group blue-bar wpb_row vc_row is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\" id=\"medicare-advantage-plans-2026\">Medicare Advantage\uff08\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\uff09\u8a08\u5283<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fm=pjpg\" alt=\"A grandfather and granddaughter smile at the camera while he pushes her on a swing\" class=\"wp-image-19991\" srcset=\"https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026elderplan-\u9577\u8001\u8a08\u5283-\u767d\u5361\u53d7\u76ca\u4eba\u8a08\u5283-hmo-pos-d-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-for-medicaid-beneficiaries\/\">2026Elderplan \u9577\u8001\u8a08\u5283\/\u767d\u5361\u53d7\u76ca\u4eba\u8a08\u5283 (HMO-POS D-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u5728\u4e00\u500b\u7c21\u55ae\u8a08\u5283\u4e2d\u4eab\u53d7\u60a8\u7684\u6240\u6709\u798f\u5229<\/strong><sup><a href=\"#footnote_1_58\" id=\"identifier_1_58\" class=\"footnote-link footnote-identifier-link\" title=\"Medicaid \u91ab\u7642\u88dc\u52a9\u53d7\u76ca\u4eba\u7684 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u662f\u4e00\u9805\u96d9\u91cd\u8cc7\u683c\u7279\u6b8a\u9700\u6c42\u8a08\u5283\uff0c\u9069\u7528\u65bc\u900f\u904e\u7d10\u7d04\u5dde\u91ab\u7642\u63f4\u52a9\u8a08\u5283\u63a5\u53d7\u7d10\u7d04\u5dde Medicaid \u91ab\u7642\u88dc\u52a9\u6216\u5176\u4ed6\u63f4\u52a9\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u3002 \u4fdd\u8cbb\u3001\u5171\u4ed8\u984d\u3001\u5171\u540c\u4fdd\u96aa\u548c\u81ea\u4ed8\u984d\u53ef\u80fd\u6703\u6839\u64da\u60a8\u53ef\u80fd\u6536\u5230\u7684 Medicaid \u91ab\u7642\u88dc\u52a9\u63f4\u52a9\u548c\/\u6216\u4f4e\u6536\u5165\u88dc\u8cbc (LIS)\uff08\u300c\u984d\u5916\u8f14\u52a9\u300d\uff09\u7684\u6c34\u5e73\u800c\u6709\u6240\u4e0d\u540c\u3002 \u8acb\u806f\u7d61 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u4ee5\u4e86\u89e3\u66f4\u591a\u8a73\u60c5\u3002\">1<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc\u5c0b\u6c42\u91ab\u7642\u3001\u4f4f\u9662\u548c\u8655\u65b9\u85e5\u4fdd\u96aa\u7684\u96d9\u91cdMedicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\u53d7\u76ca\u4eba\u4f86\u8aaa\uff0c\u9019\u662f\u4e00\u9805\u7406\u60f3\u7684\u8a08\u5283\u3002<\/li>\n\n\n\n<li>\u7372\u5f97\u5c08\u9580\u8b77\u7406\u7ba1\u7406\u4eba\u7684\u5354\u52a9\uff0c\u5176\u5c07\u5354\u52a9\u60a8\u77ad\u89e3\u60a8\u7684\u798f\u5229\uff0c\u5f9e\u800c\u78ba\u4fdd\u60a8\u7372\u5f97\u6240\u9700\u7684\u8b77\u7406\u548c\u670d\u52d9\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u7687\u540e\u5340\u548c\u5e03\u788c\u5d19\u4ee5\u53ca\u5a01\u5fb9\u65af\u7279\u548c\u62ff\u7d22\u7e23\u63d0\u4f9b\u3002 \u6b64\u5916\uff0c\u6211\u5011\u9084\u5c07\u65bc 2026 \u5e74\u5c07\u670d\u52d9\u7bc4\u570d\u64f4\u5c55\u5230 Putnam \u548c Richmond \u7e23\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg\" alt=\"A nurse in magenta scrubs sits on a couch with an older patient and hands him a cup of tea\" class=\"wp-image-19994\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u52a0\u9577\u671f\u8b77\u7406\u8a08\u5283-hmo-pos-d-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-plus-long-term-care\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u52a0\u9577\u671f\u8b77\u7406\u8a08\u5283 (HMO-POS D-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u900f\u904e\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u7372\u5f97\u6240\u6709\u798f\u5229\u4ee5\u53ca\u9577\u671f\u8b77\u7406<\/strong><sup><a href=\"#footnote_2_58\" id=\"identifier_2_58\" class=\"footnote-link footnote-identifier-link\" title=\"\u8981\u7b26\u5408\u6b64\u8a08\u5283\u7684\u8cc7\u683c\uff0c\u60a8\u5fc5\u9808\u5e74\u6eff 18 \u6b72\uff0c\u64c1\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\uff0c\u9700\u8981\u8d85\u904e 120 \u5929\u7684\u793e\u5340\u9577\u671f\u8b77\u7406\u670d\u52d9\uff0c\u4e26\u4e14\u88ab\u8a55\u4f30\u70ba\u7b26\u5408\u7642\u990a\u9662\u8cc7\u683c\u3002\">2<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9 (Duals)\uff0c\u6709\u8cc7\u683c\u7372\u5f97\u9577\u671f\u8b77\u7406\u7684\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u5c07\u60a8\u7684\u6240\u6709\u798f\u5229\uff08\u5305\u62ec\u91ab\u7642\u3001<a href=\"https:\/\/providersearch.carelonbehavioralhealth.com\/#\/provider\/home\/1315\">\u884c\u70ba\u5065\u5eb7<\/a>\u548c\u9577\u671f\u8b77\u7406\uff09\u6574\u5408\u5230\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u4e2d\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u54e1 (PCW) \u4f86\u5354\u52a9\u60a8\u9032\u884c\u65e5\u5e38\u6d3b\u52d5\uff0c\u4e26\u63d0\u4f9b\u5c08\u9580\u8b77\u7406\u7ba1\u7406\u5718\u968a\u7684\u95dc\u6ce8\u4f86\u5354\u52a9\u5354\u8abf\u60a8\u7684\u6240\u6709\u798f\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728 Bronx\u3001Kings\u3001Nassau\u3001Manhattan\u3001Queens\u3001Richmond\u3001Westchester\u3001Dutchess\u3001Orange\u3001Putnam \u548c Rockland \u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg\" alt=\"An older couple sits on a park bench, their dog jumping up into the husband's lap\" class=\"wp-image-19997\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u5f48\u6027\u8a08\u5283-hmo-pos\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-flex\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u5f48\u6027\u8a08\u5283 (HMO-POS)<\/a><\/h3>\n\n\n\n<p><strong>\u9078\u64c7\u60a8\u60f3\u8981\u7684\u798f\u5229\u548c\u91ab\u751f\u3002<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u8b93\u60a8\u53ef\u4ee5\u9748\u6d3b\u5730\u9078\u64c7\u975e\u8655\u65b9\u85e5 (OTC) <em><strong>\u6216<\/strong><\/em>\u5f80\u8fd4\u91ab\u7642\u9810\u7d04\u7684\u4ea4\u901a\u798f\u5229\u3002<\/li>\n\n\n\n<li>\u4e00\u7ad9\u5f0f\u8a08\u5283\u63d0\u4f9b\u91ab\u7642\u3001\u4f4f\u9662\u548c\u8655\u65b9\u85e5\u627f\u4fdd\u7684\u4fbf\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728 Bronx\u3001Manhattan\u3001Queens\u3001Brooklyn\u3001Westchester \u548c Nassau \u7e23\u63d0\u4f9b\u3002 \u6b64\u5916\uff0c\u6211\u5011\u9084\u5c07\u65bc 2026 \u5e74\u5c07\u670d\u52d9\u7bc4\u570d\u64f4\u5c55\u5230 Putnam \u548c Richmond \u7e23\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"854\" src=\"https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fm=pjpg\" alt=\"\" class=\"wp-image-20273\" srcset=\"https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fm=pjpg 1280w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u9078\u64c7\u8a08\u5283-hmo-pos-i-snp-ie-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-select\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u9078\u64c7\u8a08\u5283 (HMO-POS I-SNP\/IE-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u5c08\u9580\u70ba\u6709\u8cc7\u683c\u7372\u5f97<\/strong><a href=\"\/zh\/extra-help-for-medicare-part-d\/\"><strong>\u300c\u984d\u5916\u8f14\u52a9\u300d<\/strong>(LIS)<\/a><sup><a href=\"#footnote_3_58\" id=\"identifier_3_58\" class=\"footnote-link footnote-identifier-link\" title=\"\u8981\u78ba\u5b9a\u7372\u5f97\u793e\u6703\u5b89\u5168\u5c40\u300c\u984d\u5916\u8f14\u52a9\u300d\u7684\u8cc7\u683c\uff0c\u60a8\u9700\u8981\u63d0\u4f9b\u6709\u95dc\u60a8\uff08\u548c\u60a8\u7684\u914d\u5076\uff09\u6536\u5165\u548c\u8cc7\u6e90\u7684\u8cc7\u8a0a\u3002 \u6709\u95dc\u7372\u5f97\u984d\u5916\u88dc\u52a9\u8cc7\u683c\u7684\u66f4\u591a\u8cc7\u8a0a\uff0c\u8acb\u700f\u89bd\u793e\u6703\u5b89\u5168\u5c40\u7684\u7db2\u7ad9\u3002\">3<\/a><\/sup>\u7684\u53d7\u76ca\u4eba\u8a2d\u8a08\u7684\u5065\u4fdd\u8a08\u5283\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u4ee5\u5f88\u5c11\u6216\u6c92\u6709\u4fdd\u8cbb\u4ee5\u53ca\u8f03\u4f4e\u7684\u5171\u4ed8\u984d\u7372\u5f97\u60a8\u7684\u91ab\u7642\u3001\u91ab\u9662\u3001\u8655\u65b9\u85e5\u4fdd\u96aa\u7b49<\/li>\n<\/ul>\n\n\n\n<p><em>\u9069\u7528\u7bc4\u570d\u5305\u62ec\u5e03\u6717\u514b\u65af\u3001\u66fc\u54c8\u9813\u3001\u7687\u540e\u5340\u3001\u5e03\u9b6f\u514b\u6797\u3001\u62ff\u9a37\u90e1\u8207\u5a01\u5fb9\u65af\u7279\u90e1\uff0c\u4e26\u5c07\u65bc 2026 \u5e74\u9032\u4e00\u6b65\u64f4\u5c55\u81f3\u666e\u7279\u5357\u90e1\u53ca\u91cc\u58eb\u6eff\u90e1\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"8192\" height=\"5464\" src=\"https:\/\/elderplan.imgix.net\/Select2024.jpg?fm=pjpg\" alt=\"A doctor in a lab coat speaks with an older woman\" class=\"wp-image-19988\" srcset=\"https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=640&amp;w=960 960w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 8192px) 100vw, 8192px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u9078\u64c7\u8a08\u5283-hmo-pos-i-snp-ie-snp-0\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-select\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u9078\u64c7\u8a08\u5283 (HMO-POS I-SNP\/IE-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u7121\u8ad6\u60a8\u5728\u54ea\u88e1\u6253\u96fb\u8a71\u56de\u5bb6\uff0c\u90fd\u53ef\u4ee5\u7372\u5f97\u984d\u5916\u7b49\u7d1a\u7684\u652f\u63f4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9069\u7528\u65bc\u5c45\u4f4f\u5728 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u7c3d\u7d04\u8f14\u52a9\u751f\u6d3b\u793e\u5340\u3001\u7642\u990a\u9662\u6216\u96c6\u9ad4\u8b77\u7406\u6a5f\u69cb\u4e4b\u4e00\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u3002<\/li>\n\n\n\n<li>\u5f9e\u719f\u7df4\u7684\u57f7\u696d\u8b77\u58eb (NP) \u6216\u91ab\u751f\u52a9\u7406 (PA) \u4ee5\u53ca\u5c08\u9580\u7684\u8a3b\u518a\u8b77\u58eb (RN) \u90a3\u88e1\u7372\u5f97\u984d\u5916\u7d1a\u5225\u7684\u8b77\u7406<\/li>\n<\/ul>\n\n\n\n<p><em>\u670d\u52d9\u7bc4\u570d\u5305\u62ec\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u5e03\u9b6f\u514b\u6797\u3001\u7687\u540e\u5340\u53ca\u91cc\u58eb\u6eff\u5340\uff0c\u4e26\u64f4\u53ca\u62ff\u7d22\u90e1\u3001\u85a9\u798f\u514b\u90e1\u3001\u9054\u5947\u65af\u90e1\u3001\u9580\u7f85\u90e1\u3001\u5967\u862d\u6cbb\u90e1\u3001\u5e15\u7279\u5357\u90e1\u3001\u7f85\u514b\u862d\u90e1\u3001\u5a01\u5fb9\u65af\u7279\u90e1\u3001\u5b89\u5927\u7565\u90e1\u3001\u5967\u723e\u826f\u90e1\u3001\u585e\u5167\u5361\u90e1\u3001\u8036\u8328\u90e1\u8207\u5229\u6587\u65af\u9813\u90e1\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"8192\" height=\"5464\" src=\"https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fm=pjpg\" alt=\"A provider in a lab coat speaks with a couple\" class=\"wp-image-19989\" srcset=\"https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=640&amp;w=960 960w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 8192px) 100vw, 8192px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u512a\u52e2\u8a08\u5283-\u91dd\u5c0d\u7642\u990a\u9662\u5c45\u6c11-hmo-pos-i-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-advantage-for-nursing-home-residents\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u512a\u52e2\u8a08\u5283-\u91dd\u5c0d\u7642\u990a\u9662\u5c45\u6c11 (HMO-POS I-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u5728\u7642\u990a\u9662\u63a5\u53d7\u52a0\u5f37\u8b77\u7406<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c08\u70ba\u5c45\u4f4f\u5728 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u7c3d\u7d04\u7642\u990a\u9662\u4e4b\u4e00\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u6216 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\u96d9\u91cd\u53d7\u76ca\u4eba\u800c\u8a2d\u8a08\u7684\u5065\u5eb7\u8a08\u5283\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u719f\u7df4\u7684\u57f7\u696d\u8b77\u58eb (NP) \u6216\u91ab\u5e2b\u52a9\u7406 (PA)\uff0c\u4ed6\u5011\u5c07\u8207\u60a8\u7684\u91ab\u751f\u5408\u4f5c\u5236\u8a02\u81ea\u8a02\u7684\u8b77\u7406\u8a08\u5283\uff0c\u70ba\u60a8\u63d0\u4f9b\u652f\u63f4\u548c\u6307\u5c0e\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u5e03\u788c\u5d19\u3001\u7687\u540e\u5340\u548c\u53f2\u5766\u9813\u5cf6\u4ee5\u53ca\u62ff\u7d22\u3001\u85a9\u798f\u514b\u3001\u9054\u5207\u65af\u3001\u9580\u7f85\u3001\u5967\u862d\u6cbb\u3001\u666e\u7279\u5357\u3001\u7f85\u514b\u862d\u3001\u97cb\u65af\u7279\u8cc8\u65af\u7279\u3001\u5b89\u5927\u7565\u3001\u5967\u723e\u826f\u3001\u585e\u5167\u5361\u3001\u8036\u8328\u548c\u5229\u6587\u65af\u9813\u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group blue-bar wpb_row vc_row is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\" id=\"long-term-care-plans-2026\">\u9577\u671f\u8b77\u7406\u8a08\u5283<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"615\" height=\"409\" src=\"https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&fm=pjpg&h=511&w=768\" alt=\"Nurse and patient in home care setting\" class=\"wp-image-14501\" srcset=\"https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=851&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=1022&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=1362&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fm=pjpg 615w\" sizes=\"auto, (max-width: 615px) 100vw, 615px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-homefirst-\u7b2c\u4e00\u5bb6-\u7ba1\u7406\u5f0f\u9577\u671f\u8b77\u7406-mltc-\u8a08\u5283\"><a href=\"\/zh\/member-benefits\/homefirst-benefits\/\">HomeFirst\uff08\u7b2c\u4e00\u5bb6\uff09\u7ba1\u7406\u5f0f\u9577\u671f\u8b77\u7406 (MLTC) \u8a08\u5283<\/a><\/h3>\n\n\n\n<p><strong>\u5728<\/strong><strong>\u5728\u5bb6\u9032\u884c\u500b\u4eba\u9577\u671f\u8b77\u7406\uff0c\u4e26\u4fdd\u7559\u60a8\u7684\u91ab\u751f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u5ead\u5065\u5eb7\u8b77\u7406<\/li>\n\n\n\n<li>\u500b\u4eba\u8b77\u7406\u54e1 (PCW)<\/li>\n\n\n\n<li>\u6d88\u8cbb\u8005\u5c0e\u5411\u7684\u500b\u4eba\u5354\u52a9\u670d\u52d9 (CDPAS)<\/li>\n\n\n\n<li>\u5065\u5eb7\u6307\u5c0e<\/li>\n\n\n\n<li>\u9001\u9910\u5230\u5bb6<\/li>\n\n\n\n<li>\u91ab\u7642\u670d\u52d9\uff0c\u4f8b\u5982\u7259\u79d1\u3001\u8996\u529b\u3001\u807d\u529b\u548c\u8db3\u75c5\u6cbb\u7642<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u7d10\u7d04\u5e02 5 \u500b\u884c\u653f\u5340\u3001\u9054\u5207\u65af\u3001\u62ff\u9a37\u3001\u5967\u862d\u6cbb\u3001\u5e15\u7279\u5357\u3001\u7f85\u514b\u862d\u3001\u6c99\u5229\u6587\u3001\u963f\u723e\u65af\u7279\u548c\u5a01\u5fb9\u65af\u7279\u7e23\u63d0\u4f9b<\/em>\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg\" alt=\"A nurse in magenta scrubs sits on a couch with an older patient and hands him a cup of tea\" class=\"wp-image-19994\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-2026-\u5e74-elderplan-\u9577\u8001\u8a08\u5283-\u52a0\u9577\u671f\u8b77\u7406\u8a08\u5283-hmo-pos-d-snp-0\"><a href=\"\/zh\/medicare-advantage-plan-options\/2026-options\/2026-elderplan-plus-long-term-care\/\">2026 \u5e74 Elderplan \u9577\u8001\u8a08\u5283\/\u52a0\u9577\u671f\u8b77\u7406\u8a08\u5283 (HMO-POS D-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u900f\u904e\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u7372\u5f97\u6240\u6709\u798f\u5229\u4ee5\u53ca\u9577\u671f\u8b77\u7406<\/strong><sup><a href=\"#footnote_2_58\" id=\"identifier_4_58\" class=\"footnote-link footnote-identifier-link\" title=\"\u8981\u7b26\u5408\u6b64\u8a08\u5283\u7684\u8cc7\u683c\uff0c\u60a8\u5fc5\u9808\u5e74\u6eff 18 \u6b72\uff0c\u64c1\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\uff0c\u9700\u8981\u8d85\u904e 120 \u5929\u7684\u793e\u5340\u9577\u671f\u8b77\u7406\u670d\u52d9\uff0c\u4e26\u4e14\u88ab\u8a55\u4f30\u70ba\u7b26\u5408\u7642\u990a\u9662\u8cc7\u683c\u3002\">2<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9 (Duals)\uff0c\u6709\u8cc7\u683c\u7372\u5f97\u9577\u671f\u8b77\u7406\u7684\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u5c07\u60a8\u7684\u6240\u6709\u798f\u5229\uff08\u5305\u62ec\u91ab\u7642\u3001<a href=\"https:\/\/providersearch.carelonbehavioralhealth.com\/#\/provider\/home\/1315\">\u884c\u70ba\u5065\u5eb7<\/a>\u548c\u9577\u671f\u8b77\u7406\uff09\u6574\u5408\u5230\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u4e2d\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u54e1 (PCW) \u4f86\u5354\u52a9\u60a8\u9032\u884c\u65e5\u5e38\u6d3b\u52d5\uff0c\u4e26\u63d0\u4f9b\u5c08\u9580\u8b77\u7406\u7ba1\u7406\u5718\u968a\u7684\u95dc\u6ce8\u4f86\u5354\u52a9\u5354\u8abf\u60a8\u7684\u6240\u6709\u798f\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728 Bronx\u3001Kings\u3001Nassau\u3001Manhattan\u3001Queens\u3001Richmond\u3001Westchester\u3001Dutchess\u3001Orange\u3001Putnam \u548c Rockland \u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n<div class=\"\"  data-pds-tabs--accordion-initially-open=\"false\" >\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-group blue-bar wpb_row vc_row is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\" id=\"h-medicare-advantage-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2-\u8a08\u5283\">Medicare Advantage\uff08\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\uff09\u8a08\u5283<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fm=pjpg\" alt=\"A grandfather and granddaughter smile at the camera while he pushes her on a swing\" class=\"wp-image-19991\" srcset=\"https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/Medicaid-Beneficiaries-ENG-1.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-for-medicaid-beneficiaries-hmo-pos-d-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-for-medicaid-beneficiaries\/\">Elderplan for Medicaid Beneficiaries (HMO-POS D-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u4eab\u53d7\u5728\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u4e2d\u7372\u5f97\u6240\u6709\u597d\u8655&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc\u5c0b\u6c42\u91ab\u7642\u3001\u4f4f\u9662\u548c\u8655\u65b9\u85e5\u4fdd\u96aa\u7684\u96d9\u91cdMedicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\u53d7\u76ca\u4eba\u4f86\u8aaa\uff0c\u9019\u662f\u4e00\u9805\u7406\u60f3\u7684\u8a08\u5283\u3002<\/li>\n\n\n\n<li>\u7372\u5f97\u5c08\u9580\u7684\u8b77\u7406\u7d93\u7406\u7684\u5354\u52a9\uff0c\u4ed6\u5c07\u5354\u52a9\u60a8\u77ad\u89e3\u60a8\u7684\u798f\u5229\uff0c\u78ba\u4fdd\u60a8\u7372\u5f97\u6240\u9700\u7684\u8b77\u7406\u548c\u670d\u52d9\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u7687\u540e\u5340\u548c\u5e03\u788c\u5d19\u4ee5\u53ca\u5a01\u5fb9\u65af\u7279\u548c\u62ff\u7d22\u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg\" alt=\"A nurse in magenta scrubs sits on a couch with an older patient and hands him a cup of tea\" class=\"wp-image-19994\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-plus-long-term-care-hmo-pos-d-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-plus-long-term-care\/\">Elderplan Plus Long-Term Care (HMO-POS D-SNP<\/a><a href=\"\/medicare-advantage-plan-options\/2023-options\/elderplan-plus-long-term-care\/\">)<\/a><\/h3>\n\n\n\n<p><strong>\u900f\u904e\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u7372\u5f97\u6240\u6709\u798f\u5229\u4ee5\u53ca\u9577\u671f\u8b77\u7406&nbsp;<\/strong><sup><a href=\"https:\/\/zh-tw-zpkfe13p-p.proxy.cqfluency.com\/medicare-advantage-plan-options\/#footnote_0_58\">1<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9 (Duals)\uff0c\u6709\u8cc7\u683c\u7372\u5f97\u9577\u671f\u8b77\u7406\u7684\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u5c07\u60a8\u7684\u6240\u6709\u798f\u5229\uff08\u5305\u62ec\u91ab\u7642\u3001\u884c\u70ba\u5065\u5eb7\u3001\u91ab\u9662\u8655\u65b9\u85e5\u548c\u9577\u671f\u8b77\u7406\uff09\u6574\u5408\u5230\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u4e2d\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u54e1 (PCW) \u4f86\u5354\u52a9\u60a8\u9032\u884c\u65e5\u5e38\u6d3b\u52d5\uff0c\u4e26\u63d0\u4f9b\u8b77\u7406\u7ba1\u7406\u5718\u968a\u7684\u95dc\u6ce8\u4f86\u5354\u52a9\u5354\u8abf\u60a8\u7684\u6240\u6709\u798f\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u7687\u540e\u5340\u3001\u5e03\u788c\u5d19\u4ee5\u53ca\u5a01\u5fb9\u65af\u7279\u548c\u62ff\u7d22\u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg\" alt=\"An older couple sits on a park bench, their dog jumping up into the husband's lap\" class=\"wp-image-19997\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_Flex-2024-1.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-flex-hmo-pos\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-flex\/\">Elderplan Flex (HMO-POS)<\/a><\/h3>\n\n\n\n<p><strong>\u9078\u64c7\u984d\u5916\u7684 OTC \u798f\u5229\u4e26\u63a2\u7d22\u66f4\u591a\u4f7f\u7528 Flex \u5361\u7684\u65b9\u5f0f\u3002<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u8b93\u60a8\u53ef\u4ee5\u9748\u6d3b\u5730\u9078\u64c7\u975e\u8655\u65b9\u85e5 (OTC)&nbsp;<em>\u6216<\/em>\u5f80\u8fd4\u91ab\u7642\u9810\u7d04\u7684\u4ea4\u901a\u798f\u5229\u3002<\/li>\n\n\n\n<li>\u4e00\u7ad9\u5f0f\u8a08\u5283\u63d0\u4f9b\u91ab\u7642\u3001\u4f4f\u9662\u548c\u8655\u65b9\u85e5\u627f\u4fdd\u7684\u4fbf\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>Available in the Bronx, Manhattan, Queens, Brooklyn, and Westchester County. Also expanding into Nassau County for 2025.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"854\" src=\"https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fm=pjpg\" alt=\"\" class=\"wp-image-20273\" srcset=\"https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fm=pjpg 1280w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/MJHS-Groceries-3710RTR1-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-extra-help-nbsp-hmo-pos\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-extra-help\/\">Elderplan Extra Help&nbsp;(HMO-POS)<\/a><\/h3>\n\n\n\n<p><strong>\u5c08\u9580\u70ba\u6709\u8cc7\u683c\u7372\u5f97\u300c\u984d\u5916\u8f14\u52a9\u300d\u7684\u53d7\u76ca\u4eba\u8a2d\u8a08\u7684\u5065\u4fdd\u8a08\u5283&nbsp;<\/strong>(LIS)<sup><a href=\"https:\/\/zh-tw-zpkfe13p-p.proxy.cqfluency.com\/medicare-advantage-plan-options\/#footnote_1_58\">2<\/a><\/sup>\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u4ee5\u5f88\u5c11\u6216\u6c92\u6709\u4fdd\u8cbb\u4ee5\u53ca\u8f03\u4f4e\u7684\u5171\u4ed8\u984d\u7372\u5f97\u60a8\u7684\u91ab\u7642\u3001\u91ab\u9662\u3001\u8655\u65b9\u85e5\u4fdd\u96aa\u7b49<\/li>\n\n\n\n<li>\u63d0\u4f9b\u984d\u5916\u798f\u5229\u4f86\u5354\u52a9\u60a8\u4fdd\u6301\u5065\u5eb7\uff0c\u4f8b\u5982\u5065\u8eab\u623f\u6703\u54e1\u8cc7\u683c\u3001\u5065\u5eb7\u734e\u52f5\u4ee5\u53ca\u6703\u54e1\u9593\u8a08\u5283<\/li>\n<\/ul>\n\n\n\n<p><em>Available in the Bronx, Manhattan, Queens and Brooklyn.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"8192\" height=\"5464\" src=\"https:\/\/elderplan.imgix.net\/Select2024.jpg?fm=pjpg\" alt=\"A doctor in a lab coat speaks with an older woman\" class=\"wp-image-19988\" srcset=\"https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=640&amp;w=960 960w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/Select2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 8192px) 100vw, 8192px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-select-hmo-pos-i-snp-ie-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-select\/\">Elderplan Select (HMO-POS I-SNP\/IE-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u7121\u8ad6\u60a8\u5728\u54ea\u88e1\u6253\u96fb\u8a71\u56de\u5bb6\uff0c\u90fd\u53ef\u4ee5\u7372\u5f97\u984d\u5916\u7b49\u7d1a\u7684\u652f\u63f4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9069\u7528\u65bc\u5c45\u4f4f\u5728 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u7c3d\u7d04\u8f14\u52a9\u751f\u6d3b\u793e\u5340\u3001\u7642\u990a\u9662\u6216\u96c6\u9ad4\u8b77\u7406\u6a5f\u69cb\u4e4b\u4e00\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u3002<\/li>\n\n\n\n<li>\u5f9e\u6211\u5011\u719f\u7df4\u7684\u57f7\u696d\u8b77\u58eb (NP) \u6216\u91ab\u751f\u52a9\u7406 (PA) \u4ee5\u53ca\u5c08\u9580\u7684\u8a3b\u518a\u8b77\u58eb (RN) \u90a3\u88e1\u7372\u5f97\u984d\u5916\u7d1a\u5225\u7684\u8b77\u7406<\/li>\n<\/ul>\n\n\n\n<p><em>Available in the Bronx, Manhattan, Brooklyn, Queens, and Staten Island, plus Nassau, Suffolk, Dutchess, Monroe, Orange<\/em>,&nbsp;<em>Putnam, Rockland, Westchester, Ontario, Orleans, Seneca, Yates, and Livingston counties.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"8192\" height=\"5464\" src=\"https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fm=pjpg\" alt=\"A provider in a lab coat speaks with a couple\" class=\"wp-image-19989\" srcset=\"https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=640&amp;w=960 960w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/MJHS-NH2024.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w\" sizes=\"auto, (max-width: 8192px) 100vw, 8192px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-advantage-for-nursing-home-residents-hmo-pos-i-snp\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-advantage-for-nursing-home-residents\/\">Elderplan Advantage for Nursing Home Residents (HMO-POS I-SNP)<\/a><\/h3>\n\n\n\n<p><strong>\u5728\u7642\u990a\u9662\u63a5\u53d7\u52a0\u5f37\u8b77\u7406<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c08\u70ba\u5c45\u4f4f\u5728 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u7c3d\u7d04\u7642\u990a\u9662\u4e4b\u4e00\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u6216 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\u96d9\u91cd\u53d7\u76ca\u4eba\u800c\u8a2d\u8a08\u7684\u5065\u5eb7\u8a08\u5283\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u719f\u7df4\u7684\u57f7\u696d\u8b77\u58eb (NP) \u6216\u91ab\u5e2b\u52a9\u7406 (PA)\uff0c\u4ed6\u5011\u5c07\u8207\u60a8\u7684\u91ab\u751f\u5408\u4f5c\u5236\u8a02\u81ea\u8a02\u7684\u8b77\u7406\u8a08\u5283\uff0c\u70ba\u60a8\u63d0\u4f9b\u652f\u63f4\u548c\u6307\u5c0e\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u5e03\u788c\u5d19\u3001\u7687\u540e\u5340\u548c\u53f2\u5766\u9813\u5cf6\u4ee5\u53ca\u62ff\u7d22\u3001\u85a9\u798f\u514b\u3001\u9054\u5207\u65af\u3001\u9580\u7f85\u3001\u5967\u862d\u6cbb\u3001\u666e\u7279\u5357\u3001\u7f85\u514b\u862d\u3001\u97cb\u65af\u7279\u8cc8\u65af\u7279\u3001\u5b89\u5927\u7565\u3001\u5967\u723e\u826f\u3001\u585e\u5167\u5361\u3001\u8036\u8328\u548c\u5229\u6587\u65af\u9813\u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group blue-bar wpb_row vc_row is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\" id=\"h-\u9577\u671f\u8b77\u7406\u8a08\u5283-0\">\u9577\u671f\u8b77\u7406\u8a08\u5283<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"615\" height=\"409\" src=\"https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&fm=pjpg&h=511&w=768\" alt=\"Nurse and patient in home care setting\" class=\"wp-image-14501\" srcset=\"https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=851&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=1022&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fit=scale&amp;fm=pjpg&amp;h=1362&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2021\/10\/homefirst_615x409.jpg?fm=pjpg 615w\" sizes=\"auto, (max-width: 615px) 100vw, 615px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-homefirst-\u7b2c\u4e00\u5bb6-managed-long-term-care-mltc-\u8a08\u5283\"><a href=\"\/member-benefits\/homefirst-benefits\/\">HomeFirst\uff08\u7b2c\u4e00\u5bb6\uff09Managed Long-Term Care (MLTC) \u8a08\u5283<\/a><\/h3>\n\n\n\n<p><strong>\u5728\u5bb6\u9032\u884c\u500b\u4eba\u9577\u671f\u8b77\u7406\uff0c\u4e26\u4fdd\u7559\u60a8\u7684\u91ab\u751f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u5ead\u5065\u5eb7\u8b77\u7406<\/li>\n\n\n\n<li>\u500b\u4eba\u8b77\u7406\u54e1 (PCW)<\/li>\n\n\n\n<li>\u6d88\u8cbb\u8005\u5c0e\u5411\u7684\u500b\u4eba\u5354\u52a9\u670d\u52d9 (CDPAS)<\/li>\n\n\n\n<li>\u5065\u5eb7\u6307\u5c0e<\/li>\n\n\n\n<li>\u9001\u9910\u5230\u5bb6<\/li>\n\n\n\n<li>\u91ab\u7642\u670d\u52d9\uff0c\u4f8b\u5982\u7259\u79d1\u3001\u8996\u529b\u3001\u807d\u529b\u548c\u8db3\u75c5\u6cbb\u7642<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u7d10\u7d04\u5e02 5 \u500b\u884c\u653f\u5340\u3001\u9054\u5207\u65af\u3001\u62ff\u9a37\u3001\u5967\u862d\u6cbb\u3001\u5e15\u7279\u5357\u3001\u7f85\u514b\u862d\u3001\u6c99\u5229\u6587\u3001\u963f\u723e\u65af\u7279\u548c\u5a01\u5fb9\u65af\u7279\u7e23\u63d0\u4f9b<\/em>\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1281\" src=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg\" alt=\"A nurse in magenta scrubs sits on a couch with an older patient and hands him a cup of tea\" class=\"wp-image-19994\" srcset=\"https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=641&amp;w=960 960w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=854&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=427&amp;w=640 640w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=512&amp;w=768 768w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1025&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fit=scale&amp;fm=pjpg&amp;h=1366&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/ENG_LTC2024_resized.jpg?fm=pjpg 1920w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h3 class=\"wp-block-heading\" id=\"h-elderplan-plus-long-term-care-hmo-pos-d-snp-0\"><a href=\"\/zh\/medicare-advantage-plan-options\/2025-options\/2025-elderplan-plus-long-term-care\/\">Elderplan Plus Long-Term Care (HMO-POS D-SNP<\/a><a href=\"\/medicare-advantage-plan-options\/2023-options\/elderplan-plus-long-term-care\/\">)<\/a><\/h3>\n\n\n\n<p><strong>\u900f\u904e\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u7372\u5f97\u6240\u6709\u798f\u5229\u4ee5\u53ca\u9577\u671f\u8b77\u7406&nbsp;<\/strong><sup><a href=\"https:\/\/zh-tw-zpkfe13p-p.proxy.cqfluency.com\/medicare-advantage-plan-options\/#footnote_0_58\">1<\/a><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9 (Duals)\uff0c\u6709\u8cc7\u683c\u7372\u5f97\u9577\u671f\u8b77\u7406\u7684\u53d7\u76ca\u4eba<\/li>\n\n\n\n<li>\u5c07\u60a8\u7684\u6240\u6709\u798f\u5229\uff08\u5305\u62ec\u91ab\u7642\u3001\u884c\u70ba\u5065\u5eb7\u3001\u91ab\u9662\u8655\u65b9\u85e5\u548c\u9577\u671f\u8b77\u7406\uff09\u6574\u5408\u5230\u4e00\u500b\u7c21\u55ae\u7684\u8a08\u5283\u4e2d\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u500b\u4eba\u8b77\u7406\u54e1 (PCW) \u4f86\u5354\u52a9\u60a8\u9032\u884c\u65e5\u5e38\u6d3b\u52d5\uff0c\u4e26\u63d0\u4f9b\u8b77\u7406\u7ba1\u7406\u5718\u968a\u7684\u95dc\u6ce8\u4f86\u5354\u52a9\u5354\u8abf\u60a8\u7684\u6240\u6709\u798f\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p><em>\u5728\u5e03\u6717\u58eb\u3001\u66fc\u54c8\u9813\u3001\u7687\u540e\u5340\u3001\u5e03\u788c\u5d19\u4ee5\u53ca\u5a01\u5fb9\u65af\u7279\u548c\u62ff\u7d22\u7e23\u63d0\u4f9b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n            <\/div>\n        <\/div>\n        \n    <\/div>\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns vc_row wpb_row vc_row-fluid lfi-full-row vc_custom_1660068779200 vc_row-has-fill is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-\u5c0b\u627e\u8cc7\u8a0a\">\u5c0b\u627e\u8cc7\u8a0a\uff1f<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-94bc23d7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/elderplan.providerlenz.com\/home\">\u67e5\u627e\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.medicareplanrx.com\/PharmacyLocator\/?contractId=H3347&amp;lang=en&amp;year=2025&amp;clientId=143\">\u5c0b\u627e\u85e5\u623f<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.yourdentalplan.com\/dentistsearch39\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0b\u627e\u7259\u91ab<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-94bc23d7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/member-benefits\/elderplan-benefits\/prescription-drugs\/\">\u5c0b\u627e\u85e5\u7269<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/medicare-advantage-plan-options\/plan-materials\/find-a-form\/\">\u5c0b\u627e\u8868\u683c<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--7\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/files\/elderplan-broad-vaccine-network-vaccine-pharmacy-directory_updated_06012022_eng_accessible\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6d41\u611f\u75ab\u82d7\u85e5\u623f\u6e05\u55ae<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<ol class=\"footnotes\"><li id=\"footnote_1_58\" class=\"footnote\">Medicaid \u91ab\u7642\u88dc\u52a9\u53d7\u76ca\u4eba\u7684 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u662f\u4e00\u9805\u96d9\u91cd\u8cc7\u683c\u7279\u6b8a\u9700\u6c42\u8a08\u5283\uff0c\u9069\u7528\u65bc\u900f\u904e\u7d10\u7d04\u5dde\u91ab\u7642\u63f4\u52a9\u8a08\u5283\u63a5\u53d7\u7d10\u7d04\u5dde Medicaid \u91ab\u7642\u88dc\u52a9\u6216\u5176\u4ed6\u63f4\u52a9\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u53d7\u76ca\u4eba\u3002 \u4fdd\u8cbb\u3001\u5171\u4ed8\u984d\u3001\u5171\u540c\u4fdd\u96aa\u548c\u81ea\u4ed8\u984d\u53ef\u80fd\u6703\u6839\u64da\u60a8\u53ef\u80fd\u6536\u5230\u7684 Medicaid \u91ab\u7642\u88dc\u52a9\u63f4\u52a9\u548c\/\u6216\u4f4e\u6536\u5165\u88dc\u8cbc (LIS)\uff08\u300c\u984d\u5916\u8f14\u52a9\u300d\uff09\u7684\u6c34\u5e73\u800c\u6709\u6240\u4e0d\u540c\u3002 \u8acb\u806f\u7d61 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u4ee5\u4e86\u89e3\u66f4\u591a\u8a73\u60c5\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_1_58\" class=\"footnote-link footnote-back-link\">&#8617;<\/a>]<\/span><\/li><li id=\"footnote_2_58\" class=\"footnote\">\u8981\u7b26\u5408\u6b64\u8a08\u5283\u7684\u8cc7\u683c\uff0c\u60a8\u5fc5\u9808\u5e74\u6eff 18 \u6b72\uff0c\u64c1\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\uff0c\u9700\u8981\u8d85\u904e 120 \u5929\u7684\u793e\u5340\u9577\u671f\u8b77\u7406\u670d\u52d9\uff0c\u4e26\u4e14\u88ab\u8a55\u4f30\u70ba\u7b26\u5408\u7642\u990a\u9662\u8cc7\u683c\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_2_58\" class=\"footnote-link footnote-back-link\">&#8617;<\/a>]<\/span><span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_4_58\" class=\"footnote-link footnote-back-link\">&#8617;<\/a>]<\/span><\/li><li id=\"footnote_3_58\" class=\"footnote\">\u8981\u78ba\u5b9a\u7372\u5f97\u793e\u6703\u5b89\u5168\u5c40\u300c\u984d\u5916\u8f14\u52a9\u300d\u7684\u8cc7\u683c\uff0c\u60a8\u9700\u8981\u63d0\u4f9b\u6709\u95dc\u60a8\uff08\u548c\u60a8\u7684\u914d\u5076\uff09\u6536\u5165\u548c\u8cc7\u6e90\u7684\u8cc7\u8a0a\u3002 \u6709\u95dc\u7372\u5f97\u984d\u5916\u88dc\u52a9\u8cc7\u683c\u7684\u66f4\u591a\u8cc7\u8a0a\uff0c\u8acb\u700f\u89bd<a href=\"https:\/\/www.ssa.gov\/\">\u793e\u6703\u5b89\u5168\u5c40\u7684\u7db2\u7ad9<\/a>\u3002<span class=\"footnote-back-link-wrapper\">[<a href=\"#identifier_3_58\" class=\"footnote-link footnote-back-link\">&#8617;<\/a>]<\/span><\/li><\/ol><\/section>","protected":false},"excerpt":{"rendered":"<p>\u6211\u5011\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u53ef\u5e6b\u52a9\u60a8\u4fdd\u6301\u5065 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":15,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"[]"},"categories":[],"class_list":["post-58","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"zh","enabled_languages":["en","es","zh"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false},"zh":{"title":true,"content":true,"excerpt":false}}},"acf":[],"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-04-18 20:52:58","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":0,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages\/58\/revisions"}],"wp:attachment":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/media?parent=58"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/categories?post=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}