{"id":14969,"date":"2022-04-18T09:53:30","date_gmt":"2022-04-18T13:53:30","guid":{"rendered":"https:\/\/www.elderplan.org\/?page_id=14969"},"modified":"2025-10-23T12:18:19","modified_gmt":"2025-10-23T16:18:19","slug":"when-to-enroll-in-a-medicare-advantage-plan","status":"publish","type":"page","link":"https:\/\/elderplan0.wpengine.com\/zh\/enroll\/when-to-enroll-in-a-medicare-advantage-plan\/","title":{"rendered":"\u4f55\u6642\u53c3\u4fdd Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff1f"},"content":{"rendered":"\n<div class=\"wp-block-columns padding-interior is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\" id=\"h-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u6295\u4fdd\u671f\">Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u6295\u4fdd\u671f<\/h2>\n\n\n\n<p>\u8981\u8a3b\u518a Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff0c\u60a8\u5fc5\u9808\u9996\u5148\u52a0\u5165\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff08Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa A \u90e8\u5206\u548c B \u90e8\u5206\uff09\u3002<\/p>\n\n\n\n<p>\u52a0\u5165 MMedicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u7684\u6642\u9593\u7bc4\u570d\u7a31\u70ba<strong>\u4e00\u500b\u53c3\u4fdd\u671f\u3002<\/strong>\u6bcf\u500b\u65e5\u66c6\u5e74\u60a8\u6709\u4e09\u500b\u53c3\u4fdd\u671f\uff0c\u5728\u6b64\u671f\u9593\u60a8\u53ef\u4ee5\u9078\u64c7\u6216\u5207\u63db\u8a08\u5283\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u521d\u59cb\u6295\u4fdd\u671f-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u65b0\u624b\">\u521d\u59cb\u6295\u4fdd\u671f\uff08Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u65b0\u624b\uff09<\/h3>\n\n\n\n<p>\u7576\u60a8\u9996\u6b21\u7372\u5f97\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u8cc7\u683c\u6642\uff0c\u60a8\u53ef\u4ee5\u52a0\u5165 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff1b\u9019\u662f\u60a8\u7684\u521d\u59cb\u8a3b\u518a\u671f (IEP)\u3002&nbsp; \u6b64\u6295\u4fdd\u671f\u5f9e\u60a8\u7372\u5f97\u539f\u59cb Medicare \u4e4b\u524d\u4e09\u500b\u6708\u958b\u59cb\uff0c\u5230\u7372\u5f97\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u5f8c\u4e09\u500b\u6708\u7d50\u675f\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5728\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u958b\u59cb\u4e4b\u524d\u8acb\u6c42\u52a0\u5165\u8a08\u5283\uff0c\u60a8\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u627f\u4fdd\u7bc4\u570d\u5c07\u5728\u60a8\u7684\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u958b\u59cb\u7684\u540c\u4e00\u5929\u958b\u59cb\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5728 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u958b\u59cb\u5f8c\u8acb\u6c42\u52a0\u5165\u67d0\u500b\u8a08\u5283\uff0c\u60a8\u7684\u627f\u4fdd\u5c07\u5f9e\u8a72\u8a08\u5283\u6536\u5230\u60a8\u7684\u8acb\u6c42\u5f8c\u7684\u4e0b\u500b\u6708\u7b2c\u4e00\u5929\u958b\u59cb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u5e74\u5ea6\u6295\u4fdd\u671f-aep\">Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u5e74\u5ea6\u6295\u4fdd\u671f (AEP)<\/h3>\n\n\n\n<p>\u96d6\u7136\u540d\u7a31\u8868\u660e\u60a8\u53ef\u4ee5\u5728\u6b64\u671f\u9593\u8a3b\u518a\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff0c\u4f46\u5e74\u5ea6\u8a3b\u518a\u671f\u662f\u53d7\u76ca\u4eba\u8b8a\u66f4\u5176\u76ee\u524d\u627f\u4fdd\u7bc4\u570d\u7684\u6642\u9593\u3002 \u6709\u4e9b\u4eba\u53ef\u80fd\u60f3\u8981\u6539\u8b8a\u4ed6\u5011\u7684\u627f\u4fdd\u7bc4\u570d\uff0c\u56e0\u70ba\u4ed6\u5011\u7684\u9700\u6c42\u767c\u751f\u4e86\u8b8a\u5316\uff0c\u6216\u8005\u56e0\u70ba\u4ed6\u5011\u76ee\u524d\u7684\u8a08\u5283\u589e\u52a0\u4e86\u6210\u672c\u6216\u6539\u8b8a\u4e86\u6240\u63d0\u4f9b\u7684\u798f\u5229\u3002 10 \u6708 15 \u65e5\u81f3 12 \u6708 7 \u65e5\u671f\u9593\uff0c\u60a8\u53ef\u4ee5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f9e Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u8b8a\u66f4\u70ba\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff0c\u53cd\u4e4b\u4ea6\u7136<\/li>\n\n\n\n<li>\u8b8a\u66f4\u70ba\u4e0d\u540c\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283<\/li>\n\n\n\n<li>\u8b8a\u66f4\u60a8\u7684 D \u90e8\u5206\u8655\u65b9\u8a08\u5283<\/li>\n\n\n\n<li>\u8a3b\u518a\u6216\u53d6\u6d88 D \u90e8\u5206\u8a08\u5283<\/li>\n<\/ul>\n\n\n\n<p>\u60a8\u9078\u64c7\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u5c07\u65bc 1 \u6708 1 \u65e5\u751f\u6548\u3002 \u5982\u679c\u60a8\u4e0d\u60f3\u8b8a\u66f4\u76ee\u524d\u8a08\u5283\uff0c\u60a8\u73fe\u6709\u7684\u627f\u4fdd\u5c07\u6301\u7e8c\u5230\u660e\u5e74\uff0c\u7121\u9700\u901a\u77e5 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-medicare-\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u958b\u653e\u6295\u4fdd\u671f-oep\">Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u958b\u653e\u6295\u4fdd\u671f (OEP)<\/h3>\n\n\n\n<p>\u5982\u679c\u52a0\u5165\u4e86 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff0c\u60a8\u53ef\u4ee5\u5728 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u958b\u653e\u6295\u4fdd\u671f\uff08\u6bcf\u5e74 1 \u6708 1 \u65e5\u81f3 3 \u6708 31 \u65e5\uff09\u671f\u9593\u9032\u884c\u8b8a\u66f4\u3002<\/p>\n\n\n\n<p>\u5728\u6b64\u671f\u9593\uff0c\u60a8\u53ef\u4ee5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5207\u63db\u5230\u53e6\u4e00\u500b Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff0c\u7121\u8ad6\u662f\u5426\u6709\u85e5\u7269\u627f\u4fdd<\/li>\n\n\n\n<li>\u653e\u68c4 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u4e26\u8fd4\u56de\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff0c\u5305\u62ec\u65b0\u589e Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa D \u90e8\u5206\u798f\u5229<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u6b64\u671f\u9593\uff0c\u60a8\u4e0d\u80fd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f9e\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u8f49\u81f3 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u52a0\u5165\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff0c\u5247\u52a0\u5165\u6216\u5f9e\u4e00\u7a2e\u85e5\u7269\u8a08\u5283\u5207\u63db\u5230\u53e6\u4e00\u7a2e\u85e5\u7269\u8a08\u5283<\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u60a8\u4e0d\u60f3\u8b8a\u66f4\u76ee\u524d\u8a08\u5283\uff0c\u60a8\u73fe\u6709\u7684\u627f\u4fdd\u5c07\u6301\u7e8c\u5230\u660e\u5e74\uff0c\u7121\u9700\u901a\u77e5 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u3002orm Medicare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7279\u6b8a\u53c3\u4fdd\u671f-sep\">\u7279\u6b8a\u53c3\u4fdd\u671f (SEP)<\/h3>\n\n\n\n<p>\u4e00\u4e9b\u53d7\u76ca\u4eba\u6709\u8cc7\u683c\u5728\u7279\u6b8a\u6295\u4fdd\u671f\u5167\u6295\u4fdd Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u3002 \u7279\u5225\u8a3b\u518a\u671f\u6c92\u6709\u56fa\u5b9a\u7684\u65e5\u671f\u3002 \u76f8\u53cd\uff0c\u65e5\u671f\u6703\u6839\u64da\u60a8\u7684\u60c5\u6cc1\u800c\u6709\u6240\u4e0d\u540c\u3002 \u5169\u7a2e Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7279\u6b8a\u6295\u4fdd\u671f\u5141\u8a31\u60a8\u5728\u6a19\u6e96\u6295\u4fdd\u671f\u4e4b\u5916\u8a3b\u518a\u6216\u5207\u63db\u8a08\u5283\u3002 \u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7b26\u5408\u8cc7\u683c\u7684\u751f\u6d3b\u4e8b\u4ef6\u7684 SEP<\/li>\n\n\n\n<li>65 \u6b72\u4ee5\u4e0a\u5de5\u4f5c\u7684 SEP<\/li>\n<\/ul>\n\n\n\n<p>\u5c0d\u65bc\u64c1\u6709\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u4f46\u7d93\u6b77\u904e\u5408\u683c\u751f\u6d3b\u4e8b\u4ef6\u7684\u53d7\u76ca\u4eba\uff0c\u6709 2 \u500b\u6708\u7684\u6642\u9593\u53ef\u4ee5\u5207\u63db\u5230 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u6216 D \u90e8\u5206\u85e5\u7269\u8a08\u5283\u3002 \u4e00\u4e9b\u7b26\u5408\u8cc7\u683c\u7684\u751f\u6d3b\u4e8b\u4ef6\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60a8\u642c\u5230\u8a08\u5283\u670d\u52d9\u5340\u57df\u4e4b\u5916\u7684\u65b0\u5730\u5740<\/li>\n\n\n\n<li>\u60a8\u66f4\u63db\u5de5\u4f5c<\/li>\n\n\n\n<li>\u60a8\u6216\u60a8\u7684\u914d\u5076\u5931\u53bb\u76ee\u524d\u7684\u5065\u5eb7\u4fdd\u96aa\u7bc4\u570d<\/li>\n\n\n\n<li>\u60a8\u6709\u8cc7\u683c\u7372\u5f97\u653f\u5e9c\u7684\u300c\u984d\u5916\u8f14\u52a9\u300d<\/li>\n\n\n\n<li>\u60a8<a href=\"https:\/\/zh-tw-zpkfe13p-p.proxy.cqfluency.com\/medicare-advantage-plan-options\/dual-eligible\/medicaid-spend-down-101\/\">\u6709\u8cc7\u683c\u4eab<\/a><a href=\"\/zh\/medicare-advantage-plan-options\/dual-eligible\/medicaid-spend-down-101\/\">\u53d7 Medicaid \u91ab\u7642\u88dc\u52a9<\/a><\/li>\n\n\n\n<li>\u60a8\u76ee\u524d\u7684\u8a08\u5283\u8b8a\u66f4\u4e86\u8207 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u7684\u5408\u7d04\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/h3>\n\n\n<div >\n                    <div class=\" plethoraplugins-accordion plethoraplugins-theme__minimal plethoraplugins-theme__basic \"   >\n                        <div>\n                            \n<div id=\"medicare__iep_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-medicare__iep_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u7684\u521d\u59cb\u53c3\u4fdd\u671f (IEP) \u662f\u4ec0\u9ebc\u6642\u5019\uff0c\u6211\u7684\u627f\u4fdd\u4f55\u6642\u958b\u59cb\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-medicare__iep_\" class=\"pds-accordion__content\">\n                        \n\n<p>IEP \u70ba\u671f 7 \u500b\u6708\uff1a\u5f9e\u60a8 65 \u6b72\u751f\u65e5\u524d 3 \u500b\u6708\u958b\u59cb\uff08\u5305\u62ec\u60a8\u7684\u751f\u65e5\u6708\u4efd\uff09\uff0c\u5728 3 \u500b\u6708\u5f8c\u7d50\u675f\u3002 \u627f\u4fdd\u901a\u5e38\u5f9e\u60a8\u53c3\u4fdd\u5f8c\u7684\u6b21\u6708\u7b2c\u4e00\u5929\u958b\u59cb\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_medicare_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_medicare_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u6211\u662f\u5426\u80fd\u5920\u96a8\u6642\u53c3\u4fdd Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_medicare_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u5426\uff0c\u60a8\u4e0d\u80fd\u96a8\u6642\u52a0\u5165 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff0c\u4f46\u5982\u679c\u642c\u5bb6\u3001\u5373\u5c07\u5e74\u6eff 65 \u6b72\u3001\u540c\u6642\u64c1\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\u6216\u8005\u7372\u5f97\u984d\u5916\u88dc\u52a9\uff0c\u5247\u8a31\u591a\u4eba\u7b26\u5408\u7279\u6b8a\u53c3\u4fdd\u671f\u7684\u689d\u4ef6\u3002 \u6bcf\u500b\u4eba\u9084\u90fd\u53ef\u4ee5\u5728\u5e74\u5ea6\u53c3\u4fdd\u671f\uff0810 \u6708 15 \u65e5\u81f3 12 \u6708 7 \u65e5\uff09\u671f\u9593\u9032\u884c\u8b8a\u66f4\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_medicare_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_medicare_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u6211\u6bcf\u5e74\u4ec0\u9ebc\u6642\u5019\u53ef\u4ee5\u8b8a\u66f4\u6216\u52a0\u5165 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_medicare_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u958b\u653e\u53c3\u4fdd\u671f\uff1a<\/p>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u5f9e\u7576\u524d\u7684 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u9000\u4fdd\uff0c\u4e26\u50c5\u5728\u6b64\u671f\u9593\u6709\u4e00\u6b21\u6a5f\u6703\u524d\u5f80\u5176\u4ed6 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u3002 \u60a8\u9084\u53ef\u4ee5\u8fd4\u56de\u5230\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u4e26\u65b0\u589e\u6216\u9000\u4fdd D \u90e8\u5206\u627f\u4fdd\u3002<\/p>\n\n\n\n<p>\u5e74\u5ea6\u53c3\u4fdd\u671f<\/p>\n\n\n\n<p>\u5728 AEP \u671f\u9593\uff0c\u60a8\u53ef\u4ee5\u5728\u4e0b\u4e00\u5e74\u8b8a\u66f4 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u5065\u4fdd\u8a08\u5283\u548c\u8655\u65b9\u85e5\u627f\u4fdd\uff0c\u4ee5\u66f4\u597d\u5730\u6eff\u8db3\u60a8\u7684\u9700\u6c42\u3002 \u53c3\u4fdd\u5c07\u65bc 1 \u6708 1 \u65e5\u751f\u6548<sup><\/sup>\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_sep_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_sep_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u4ec0\u9ebc\u6703\u4f7f\u6211\u7b26\u5408\u7279\u6b8a\u53c3\u4fdd\u671f (SEP) \u7684\u689d\u4ef6\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_sep_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u5982\u679c\u60a8\u4e0d\u719f\u6089 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff0c\u642c\u5bb6\uff0c\u5931\u53bb\u627f\u4fdd\uff0c\u540c\u6642\u64c1\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u548c Medicaid \u91ab\u7642\u88dc\u52a9\uff0c\u5c45\u4f4f\u5728\u6216\u96e2\u958b\u9577\u671f\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u8005\u60a8\u7684\u8a08\u5283\u7d50\u675f\uff0c\u5247\u6703\u767c\u751f SEP\u3002 \u9019\u4e9b\u4f7f\u60a8\u53ef\u4ee5\u5728\u6b63\u5e38\u6642\u9593\u8868\u4e4b\u5916\u52a0\u5165\u3001\u9000\u51fa\u6216\u8f49\u63db\u8a08\u5283\u3002 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u53ef\u4ee5\u5e6b\u52a9\u60a8\u78ba\u5b9a\u60a8\u662f\u5426\u7b26\u5408 SEP \u7684\u8cc7\u683c\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_medicare_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_medicare_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u5982\u679c\u6211\u4ecd\u5728\u5de5\u4f5c\u4e26\u64c1\u6709\u96c7\u4e3b\u4fdd\u96aa\uff0c\u6211\u53ef\u4ee5\u53c3\u52a0 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u55ce\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_medicare_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u53ef\u4ee5\uff0c\u4f46\u662f\u5728\u900f\u904e\u5de5\u4f5c\u7372\u5f97\u627f\u4fdd\u6642\uff0c\u8a31\u591a\u6703\u5ef6\u9072 B \u90e8\u5206\u4fdd\u96aa\uff08\u91ab\u7642\u4fdd\u96aa\uff09\u3002 \u4e00\u65e6\u96c7\u4e3b\u627f\u4fdd\u7d50\u675f\uff0c\u60a8\u5c07\u6709\u4e00\u500b 8 \u500b\u6708\u7684\u7279\u6b8a\u53c3\u4fdd\u671f\u4f86\u9032\u884c\u53c3\u4fdd\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u7f3a\u5c11\u53c3\u4fdd\u622a\u6b62\u65e5\u671f\u7684\u98a8\u96aa\u662f\u4ec0\u9ebc\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-\" class=\"pds-accordion__content\">\n                        \n\n<p>\u7f3a\u5c11\u622a\u6b62\u65e5\u671f\u53ef\u80fd\u6703\u5c0e\u81f4\u627f\u4fdd\u7f3a\u53e3\u548c\u8655\u7f70\uff0c\u4f8b\u5982\u66f4\u9ad8\u7684 B \u90e8\u5206\u4fdd\u8cbb\u6216\u53ef\u80fd\u6301\u7e8c\u7d42\u8eab\u7684 D \u90e8\u5206\u903e\u671f\u53c3\u4fdd\u7f70\u91d1\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_medicare_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_medicare_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u662f\u5426\u6240\u6709 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u90fd\u5305\u62ec\u8655\u65b9\u85e5\u4fdd\u96aa\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_medicare_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u8a31\u591a\u662f\u9019\u6a23\uff0c\u4f46\u4e0d\u662f\u5168\u90e8\u3002 \u4e00\u4e9b\u8a08\u5283\u9700\u8981\u55ae\u7368\u7684 D \u90e8\u5206\u85e5\u7269\u8a08\u5283\u3002 \u53c3\u4fdd\u524d\u52d9\u5fc5\u9032\u884c\u6aa2\u67e5\u3002 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u63d0\u4f9b\u7684\u6240\u6709\u8a08\u5283\u5747\u5305\u62ec\u8655\u65b9\u85e5\u627f\u4fdd\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u5982\u679c\u6211\u642c\u51fa\u8a08\u5283\u7684\u670d\u52d9\u5340\u57df\u6703\u600e\u6a23\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-\" class=\"pds-accordion__content\">\n                        \n\n<p>\u60a8\u5c07\u7b26\u5408\u7279\u6b8a\u53c3\u4fdd\u671f\u7684\u689d\u4ef6\uff0c\u53ef\u9078\u64c7\u60a8\u5c45\u4f4f\u5730\u7684\u65b0\u8a08\u5283\uff0c\u6216\u8005\u8fd4\u56de\u5230\u539f\u59cb Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n<div id=\"_medicare_\" class=\"pds-accordion__item pds-js-accordion-item pds-no-js\" data-pds-tabs--initially-open=\"false\" data-pds-tabs--click-to-close=\"true\" data-pds-tabs--auto-close=\"true\" data-pds-tabs--scroll=\"false\" data-pds-tabs--scroll-offset=\"0\"  data-pds-tabs--icon-type=\"\" data-pds-tabs--icon=\"true\"  data-pds-tabs--icon-size=\"\" >\n                    <div id=\"at-_medicare_\" class=\"pds-accordion__title pds-js-accordion-controller\" ><span class=\"pds-accordion__heading\" role=\"heading\" aria-level=\"3\"><strong><strong>\u6211\u5982\u4f55\u80fd\u5920\u5728 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u53c3\u4fdd\u671f\u4e4b\u524d\u505a\u6e96\u5099\uff1f<\/strong><\/strong><\/span><span class=\"pds-accordion__icon\" role=\"presentation\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 12 7.4099998\" width=\".75rem\" height=\".75rem\"><path d=\"M12 1.41 10.59 0 6 4.58 1.41 0 0 1.41l6 6z\" fill=\"currentColor\"\/><\/svg><\/span><\/div>\n                    <div id=\"ac-_medicare_\" class=\"pds-accordion__content\">\n                        \n\n<p>\u5118\u65e9\u6bd4\u8f03\u5404\u500b\u8a08\u5283\u3002 \u5be9\u67e5\u4fdd\u8cbb\u3001\u63d0\u4f9b\u8005\u7db2\u8def\u3001\u85e5\u54c1\u627f\u4fdd\u548c\u6700\u9ad8\u81ea\u4ed8\u8cbb\u7528\uff0c\u4ee5\u9078\u64c7\u6700\u9069\u5408\u60a8\u9700\u6c42\u7684\u8a08\u5283\u3002 \u5b89\u6392\u8207 Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u798f\u5229\u9867\u554f\u7684\u9810\u7d04\uff0c\u4ee5\u6bd4\u8f03\u60a8\u7684\u798f\u5229\u3002<\/p>\n\n\n                    <\/div>\n                <\/div>\n\n                        <\/div>\n                    <\/div>\n                    \n            <\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"390\" src=\"https:\/\/elderplan.imgix.net\/2021\/04\/cornfield-1.jpg?fm=pjpg\" alt=\"Woman texting on phone\" class=\"wp-image-12139\" srcset=\"https:\/\/elderplan.imgix.net\/2021\/04\/cornfield-1.jpg?fit=scale&amp;fm=pjpg&amp;h=832&amp;w=1280 1280w, https:\/\/elderplan.imgix.net\/2021\/04\/cornfield-1.jpg?fit=scale&amp;fm=pjpg&amp;h=998&amp;w=1536 1536w, https:\/\/elderplan.imgix.net\/2021\/04\/cornfield-1.jpg?fit=scale&amp;fm=pjpg&amp;h=1331&amp;w=2048 2048w, https:\/\/elderplan.imgix.net\/2021\/04\/cornfield-1.jpg?fm=pjpg 600w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u60f3\u8981\u77ad\u89e3\u6709\u95dc\u900f\u904e Elderplan\uff08\u9577\u8001\u8a08\u5283\uff09\u52a0\u5165 Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u7684\u66f4\u591a\u8cc7\u8a0a\uff1f \u6211\u5011\u7684\u798f\u5229\u9867\u554f\u53ef\u4ee5\u63d0\u4f9b\u5354\u52a9\u3002<\/strong><\/p>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/zh\/enroll\/make-an-appointment\/\">\u5b89\u6392\u9810\u7d04<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Medicare \u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u6295\u4fdd\u671f \u8981\u8a3b\u518a Med [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":99,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-14969","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"zh","enabled_languages":["en","es","zh"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false},"zh":{"title":true,"content":true,"excerpt":false}}},"acf":[],"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-06-14 01:10:17","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages\/14969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/comments?post=14969"}],"version-history":[{"count":0,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages\/14969\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/pages\/99"}],"wp:attachment":[{"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/media?parent=14969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elderplan0.wpengine.com\/zh\/wp-json\/wp\/v2\/categories?post=14969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}